Our Plans

Protect What You Love. Build Wealth Along the Way.

A legacy plan for yourself, your family, your home, or your business.

Coverage Highlights

Conditions

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Up to 20%
Yearly Cash Bonus

To reward you for staying healthy, a Yearly Cash Bonus will be paid to you starting from the end of the 1st policy year and every year thereafter depending on your Status.

Complimentary
Health Screening

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Maturity Benefit:
Get back what you paid

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Global Specialist
Second Opinion

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When life takes a tough turn, this plan helps carry the weight, so you don’t have to. 

Every stage of womanhood deserves protection that understands you.

From health to motherhood, confidence to recovery, A-Life Lady supports you with care, rewards, and strength. Designed for women, built for every chapter.

Coverage Highlights

Comprehensive Female Illness Benefit

Protection against female critical illnesses, such as breast, cervical, and ovarian cancers from early stage onwards.

CARCINOMA IN SITU

FEMALE CANCER

BREAST CANCER SPECIAL

SEVERE LUPUS WITH KIDNEY COMPLICATIONS

50% payout at early stage

100% Payout (or cash value, whichever is higher)

Extra 30%
for removal + 30% for
reconstruction (up to 160%)

100% payout

Power Reset
Feature

Restores your coverage in full 12 months after a diagnosis of carcinoma in situ, giving you renewed peace of mind.

Female Care
Benefit

One-off RM 5,000 payment for:


Complications from elective cosmetic surgery


Hormone replacement therapy for menopause


Psychotherapy for anxiety or depression

Bundle of Joy
& Gift of Joy

Bundle of Joy: Secure coverage for your child without medical under writing when pregnancy is under 14 weeks.

Gift of Joy: Cash reward of 1% of coverage amount with A-Life Joy Xtra; increases to 3% when A-Plus BabyCare Xtra is also attached.

Cash Reward
for Life’s Milestones

3% Payout

Up to 12%


Legal marriage


Childbirth



One-off payment

Golden Age (at age 55)


Maturity Benefit:
Get back what you paid

At age 80, receive 150% of your coverage amount as a maturity benefit.

Here to walk beside you at every step: from standing strong in the face of illness to celebrating your joy, milestones, and life’s most meaningful moments.

Protect What You Love. Build Wealth Along the Way.

A legacy plan for yourself, your family, your home, or your business.

Coverage Highlights

Life / Total and
Permanent Disability Coverage

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Accidental
Coverage

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Accidental
(Public Transportation)
Coverage

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Accidental
(Natural Disasters)
Coverage

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Up to 6x Rewards
with Wealth Rewards
and Wealth Booster

To reward you for staying healthy, a Yearly Cash Bonus will be paid to you starting from the end of the 1st policy year and every year thereafter depending on your Status.

Life happens. We’re here for all of it.